Risk Strategies

Welcome Trucking Industry !

Whether you are a single rig owner-operator or a motor carrier with hundreds of units, most truckers have the same concern when it comes to non-employee passengers in your trucks – who will pay the medical expenses for an injured passenger in the event of an accident? Did you know that in most states a passenger can sue the trucking company and driver of the truck if they are injured in an accident while riding as a guest – even if the authorized passenger is a family member? The bottom line is that you need to protect your company - as well as the passengers riding in your truck - and this can be done by buying passenger accident insurance. In addition to helping your passengers obtain access to accident medical benefits, the Specialty Insurance Solutions Trucking Industry Passenger Accident Insurance Plan may help keep the claim(s) off of your liability insurance policy.

Continue to Program Details and Enrollment

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Thank you Thank you for your interest in our Trucking Industry Passenger Accident Insurance program. Below are additional details for your review.

Please feel free to contact us with any questions at 877-974-7462 ext. 320

Program Details Eligibility: Authorized Guest Passengers of an Independent Owner-Operator or Employee of a Participating Motor Carrier in the Specialty Insurance Solutions Trucking Industry Passenger Accident Insurance Program and whose names are on file the Policyholder and for whom the required premium has been paid and the enrollment form submitted. Guest Passengers do not include hitchhikers, co-drivers or employees of the Participating Motor Carrier or the Independent Owner-Operator who are receiving remuneration or compensation of any kind.

Passenger: The term “passenger” shall mean an individual riding as a passenger, who is neither an employee of the Policyholder nor one who is receiving remuneration of any kind for this activity. Helpers and co-drivers are not considered passengers.

Coverage: 24 hour coverage while on a Policyholder authorized trip while in, or on, or immediately boarding or alighting from the covered vehicle. (Layovers covered).

Benefit:

Accident Medical Expense Limit (AME):	$100,000
Accidental Death and Dismemberment:	$250,000
Accident Dental Expense Limit:	$100,000
Benefit Period:	52 weeks from date of injury
Deductible:	$0 per occurrence
Annual Rate per Covered Truck or Driver:	$185.00*

CLICK HERE TO ENROLL

*This rate covers any authorized Passenger riding with the Covered Driver for a 12 month period. The premium is fully
earned at inception and there is no provision for refund of premium upon early termination of the policy or notification of death.

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Trucking Industry Passenger Accident Insurance Program Enrollment

Coverage Options
- Per Truck
- Individual Enrolled Driver
Referred By / Broker Name
Name of Driver*
Address*
Street Address Address Line 2 City State ZIP Code
Phone Number*
Email*
Date of Birth*
CDL Number*
Desired Effective Date*
MM slash DD slash YYYY

*Coverage will be effective at 12:01a.m.
Motor Carrier Name
Motor Carrier Phone
Motor Carrier Address
Street Address Address Line 2 City State ZIP Code
Number of Trucks being enrolled for 12 months
Trucks being enrolled for 12 months*
Year of Truck Make of Truck Model of Truck VIN of Truck
By checking Agree you are authorizing enrollment in this passenger accident insurance program.*
- Agree
* Premium subject to change if not completing purchase same day as quoting *
This summary is not a contract of insurance. You must refer to the actual policy for complete information regarding coverage terms, conditions and exclusions, as they may change from one coverage period to the next. Please remember that you will receive evidence of coverage within two business days if purchased online. You may request a copy of the full policy by submitting a written request.
Please note: Premium is $185 per driver or per truck. When submitting payment, please enter the driver’s name in the NOTES section.

Year of Truck	Make of Truck	Model of Truck	VIN of Truck